Refinance Your Balloon Payment

We can refinance existing finance agreements and balloon payments for personal and business cars and vans.

Is Your Car Lease Contract Coming to an End?

Lease Not Buy can refinance your balloon payment to suit your budget. If you want to keep your current car but the final balloon payment is now due, we can help.

24 Hour Vehicle Balloon Refinancing Approval

We'll get you a car finance restructuring plan quickly, and find a solution to fit your situation and budget. So, Contact Us about Your Balloon today

Get a Balloon Refinance Quote

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    Paying Too Much for Your Car Finance?

    We can often refinance your agreement at a lower monthly cost.

    Call us on 01904 492 851
    Or Fill in the Form

    Restructure your Finance Agreement to Release Equity

    This can be a useful option for a business which may need funds to lease or buy other things, including more vehicles.

    Lease Not Buy also offers opportunities to lease vehicles for start-ups and new businesses with no credit history, as well as small businesses.

    Frequently Asked Questions

    Lenders may offer a higher interest rate for your monthly payments if your credit score is lower, but refinancing can still be a cheaper option than a new vehicle.

    Yes, it's a requirement for us as a FCA regulated company. When you apply for a business car or van lease, Lease Not Buy will ask for your credit history from one of the certified credit reference agencies (CRAs) in the UK, as part of the vehicle lease requirements. Or you may contact a CRA yourself and submit the report to us.

    No company can guarantee acceptance of your refinance application, especially if your credit score is poor. However, our acceptance rate is high and it is more than likely that we can help you.